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Tampa Reserve Study

Florida’s condo safety laws put dates on every Tampa Bay building. We connect your board with a reserve study provider who works here.

Get a quoteCheck your building first
A white condominium tower beside the water

When was your building completed?

Use the certificate of occupancy year. The first answer is an illustrative example.

Built 1996, 8 stories30 years old (example)

  • Milestone inspection

    Due by December 31, 2026

    That is this year. Then every 10 years. A building official can set an earlier 25-year date (2021) where conditions such as salt water justify it.

    Fla. Stat. 553.899 · a guide, not legal advice

  • SIRS

    Required, at least every 10 years

    For condo and co-op buildings three habitable stories or higher. Existing associations had to finish the first one by December 31, 2025, and SIRS reserves can no longer be waived.

    Fla. Stat. 718.112(2)(g) · a guide, not legal advice

Your building department confirms the milestone date.

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What Tampa Bay boards pay for a study

Height, buildings, garage and seawall set the fee.

PropertyTypicallyFee range
Villa, townhome or small HOAUnder 50 homes, a pool or a gate at mostUnder 50 homes, a pool or a gate at most$1,500 to $5,000
Garden condo or mid-size HOA50 to 150 units, clubhouse, private roads, drainage50 to 150 units, clubhouse, private roads, drainage$2,000 to $8,000
Large or multi-building community150 to 300 units, several buildings or amenity sites150 to 300 units, several buildings or amenity sites$5,000 to $20,000+
SIRS, per qualifying buildingCondo or co-op building three habitable stories or higherCondo or co-op building three habitable stories or higher$5,000 to $16,500+
High-rise with structural scopeTowers on the bay, garages, elevators, post-tension slabsTowers on the bay, garages, elevators, post-tension slabs$7,000 to $15,000+

Typical ranges, a guide, not a quote.

Tampa reserve study cost, in detail

Waterfront condominium buildings

Three Florida duties behind every study

  • Structural integrity reserve study

    Every 10 years

    Condo and co-op buildings of three habitable stories or more. Fla. Stat. 718.112(2)(g)

  • Milestone inspection

    At 30 years, then every 10

    Filed with your city or county building department. Fla. Stat. 553.899

  • HOA reserves

    Every annual budget

    No SIRS duty; reserve accounts follow the statute. Fla. Stat. 720.303(6)

SIRS and milestone inspections in Tampa

Get a quote for your building

Three short steps. Tell us where the property is and who you are, then a little about the building, then how to reach you.

Tampa Reserve Study is a free introduction service, not a reserve study firm. We name one provider who covers your area to you first; your details go to them only if you agree.

Step 1 of 3

Where is the property?

You are

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